Terms and Conditions afb77 —
Complete Guide for Members

1Acceptance of Terms and Conditions

By accessing, registering for or using any services provided by afb77 through the official website at afb77.bio or the afb77 mobile app, you hereby agree to be fully bound by the Terms and Conditions set out in this document.

These Terms and Conditions constitute a legally binding agreement between you as the user ("Member") and afb77 as the platform operator ("Company"). If you do not agree with any part of these terms, you are not permitted to use the afb77 platform.

These Terms and Conditions should be read together with Privacy Policy and Responsible Gaming Policy afb77, all of which form part of the entire agreement between the Member and the Company.

2Member Eligibility

To register and use afb77's services, you must meet the following eligibility requirements:

• At least 18 years old or the age of majority under the laws of your country of residence, whichever is higher.
• Be a legally competent individual capable of entering into a binding contractual agreement.
• Not a resident or citizen of any jurisdiction that explicitly prohibits online gambling.
• Has never had an afb77 account closed or suspended for fraud or breach of terms.
• Acting in a personal capacity and not representing any third party.

Afb77 reserves the right to request proof of identity and age at any time. If a member is found to have registered using false information or does not meet the eligibility requirements, the account will be immediately closed and the remaining balance frozen pending investigation.

3Registration and Account Management

3.1 One Account Per User

Each individual is only permitted to hold one afb77 account only. Multiple account registrations are strictly prohibited and may result in the closure of all associated accounts and forfeiture of any balances held within them. This includes accounts registered under different names, email addresses, phone numbers, IP addresses, or payment methods by the same individual.

3.2 Accuracy of Information

All information provided during registration and while using the afb77 platform must be complete, accurate, and up to date. You are responsible for keeping your personal information current via the account settings section. afb77 is not liable for any losses arising from inaccurate information provided by a member.

3.3 KYC Verification

Afb77 conducts a Know Your Customer (KYC) process as part of its anti-money laundering compliance obligations. Members may be asked to submit identity verification documents including a copy of their MyKad, proof of residential address, or other financial information. Withdrawals will be processed once the KYC process is completed for new members.

4Deposits and Withdrawals

4.1 Accepted Deposit Methods

Afb77 accepts deposits via the following payment methods: FPX (all local Malaysian banks), Touch 'n Go eWallet, GrabPay, Boost, DuitNow, and USDT crypto via the TRC20 network. Every deposit is processed instantly and afb77 charges no fees for standard deposit transactions.

4.2 Deposit Limits

The minimum deposit limit per transaction is RM20. Maximum limits depend on your chosen payment method and account level. afb77 VIP members may apply for higher deposit limits through their account manager.

4.3 Withdrawal Processing

Afb77 processes all withdrawal requests within 15 to 60 min utes — 24 hours a day, 7 days a week, including weekends and public holidays. eWallets such as Touch 'n Go eWallet and GrabPay are typically completed within 5 to 15 minutes.

• Minimum withdrawal limit: RM50 per transaction.
• Maximum daily withdrawal limit: RM50,000 (upgradeable for VIP members).
• Withdrawals must be made to an account or wallet registered under the same member's name — no third-party withdrawals are permitted.
• Afb77 reserves the right to request additional verification before approving withdrawals that exceed certain limits.

4.4 Wagering Requirements (Rollover)

Deposits that receive a promotional bonus are subject to minimum wagering requirements before withdrawals are permitted. The specific wagering requirements for each promotion are stated in their respective bonus terms. Regular deposits without a bonus carry no wagering requirements and may be withdrawn at any time.

5Bonus and Promotion Terms

Afb77 offers a variety of bonuses and promotions to members from time to time. All bonuses are subject to the specific terms and conditions stated alongside each promotional offer. The general terms applicable to all afb77 bonuses are as follows:

• Each bonus may only be claimed once unless otherwise stated.
• Bonuses cannot be directly converted to cash without fulfilling the specified wagering requirements.
• Afb77 reserves the right to cancel or modify any bonus without prior notice if there is evidence of misuse.
• Using multiple accounts to claim the same bonus is a serious breach of terms.
• Bonuses cannot be transferred between accounts or to other members.
• All wagering requirements must be met within the specified bonus validity period.

6Game Rules

All games available on the afb77 platform — including slots, Live Casino, Sports Betting, Fish Shooting Games, and more — are operated in accordance with the rules set by their respective game providers. afb77 ensures that all game providers integrated into our platform use certified and transparent random number generators (RNG).

• The outcome of all games is final and cannot be disputed unless there is clear evidence of a technical failure.
• In the event of a technical disruption or disconnection during gameplay, afb77 will attempt to restore the game session based on server records. If restoration is not possible, the relevant bets will be returned to the member's account balance.
• Afb77 reserves the right to void or suspend any game suspected of involving fraud, collusion, or system manipulation.
• The minimum and maximum betting limits for each game are displayed within the respective game interface.

7Account Security and Password

You are fully responsible for keeping your account login details confidential, including your username and password. afb77 recommends the following steps to protect your account:

• Use a strong password containing uppercase letters, lowercase letters, numbers and symbols.
• Do not share your login details with anyone, including family members.
• Enable two-factor authentication (2FA) through your account security settings.
• Log out of your account after each session, especially on shared devices.
• Contact afb77 support immediately if you suspect your account has been accessed without authorization.

Afb77 will not be held liable for any losses arising from unauthorized access to your account as a result of your own negligence in safeguarding your login credentials.

8Prohibited Conduct

The following actions are strictly prohibited on the afb77 platform and may result in immediate account closure without any refund:

• Registering more than one account under your own name or using another person's identity.
• Using automation software, bots, scripts, or third-party tools to exploit games or bonus systems.
• Committing credit card fraud, chargebacks, or any form of payment fraud.
• Colluding with other members to cheat in poker or multiplayer games.
• Using the afb77 platform for money laundering or financing illegal activities.
• Attempting to hack, disrupt or damage afb77's systems, servers or networks.
• Spreading false or misleading information about afb77 to the public.

9Account Suspension and Closure

9.1 Closure by Member

You may close your afb77 account at any time by contacting our support team via live chat. Before closure, ensure all pending withdrawals have been processed and no active bonus wagering requirements remain.

9.2 Suspension by afb77

Afb77 reserves the right to suspend or close any account without prior notice under the following circumstances:

• Violation of any section of these Terms and Conditions.
• Fraudulent or suspicious activity detected by our systems.
• Failure to complete the KYC verification process within the stipulated timeframe.
• Instructions from relevant legal authorities or regulatory bodies.
• Urgent technical or security requirements.

9.3 Self-Exclusion and Game Limits

As part of afb77's commitment to Responsible Gaming, members may request a self-exclusion for a set period via the account settings section or by contacting support. During the self-exclusion period, the account will be inaccessible for any wagering activity. Read more on the Responsible Gaming.

10Amendments to Terms and Conditions

Afb77 reserves the right to modify, add, or remove any part of these Terms and Conditions at any time. Amendments take effect immediately upon publication on the official afb77 website. We will make reasonable efforts to notify members of significant changes via in-platform notifications or registered email.

It is your responsibility to review these Terms and Conditions from time to time. Your continued use of the afb77 platform after any amendments are published constitutes your acceptance of the revised terms.

11Liability Limits

Afb77 will not be liable under any circumstances for indirect, incidental, special, or consequential losses arising from the use of or inability to use our platform, including but not limited to:

• Loss of money or anticipated profits due to technical disruptions.
• Data loss resulting from third-party system failures.
• Losses arising from unauthorised access to your account due to your own negligence.
• Actions or omissions by third-party game providers.

Afb77's maximum total liability to any member under any circumstances shall not exceed the net deposit amount made by that member in the 30 days preceding the liability claim.

12Contact Us

If you have any questions, concerns or complaints regarding these Terms and Conditions or any aspect of afb77's services, please contact our support team through the following channels:

• Live Chat: Available 24 hours a day, 7 days a week via the chat icon at the bottom corner of the platform.
• Support Email: [email protected]

The afb77 support team communicates in Bahasa Melayu, English, and Mandarin to ensure every member receives assistance in their preferred language. Our average live chat response time is under 10 minutes.